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  • What is SecureCode™?
  • How does SecureCode™work?
  • How does SecureCode™ protect me?
  • How do I register my UBI debit card for the facility?
  • Can I register with my existing UBI  debit card?
  • What do I do when I’m issued a new card?
  • Can I register with more than one UBI  debit card?
  • Can I register my non-MasterCard payment cards with SecureCode™?
  • Do I need any special equipment or software?
  • After I register, how long does it take for SecureCode™to start working?
  • What are the terms and conditions for using this service?
  • What if I need help to register my UBI  MasterCard® debit Card?
  • Where can I shop with SecureCode™?
  • How will the online store know that I have signed up with SecureCode™?
  • What should I do if I am shopping online and I don't get asked for my SecureCode™ password?
  • What if I forget my password?
  • What do I do if I think someone has my password?
  • Can I get the benefit of SecureCode™ security at online stores that are not participating in the service?
  • What happens if I shop at a SecureCode™ merchant website while I’m not registered for this feature?

  • What is SecureCode™?

    MasterCard® SecureCode™ is a simple and secure way to pay online. Adding a password to your existing UBI  MasterCard® Debit card issued by UBI. SecureCode™ enhances your existing MasterCard® account by protecting you against unauthorized use of your UBI Debit Card to make purchase over the internet. It’s easy to activate for your existing UBI  MasterCard® card, and it’s free.


    How does SecureCode™work?

    SecureCode™ provides you with the ability to attach a password to your existing card to protect your online transactions, just like your PIN at an ATM. Here's how it works:

    1. Select the goods or services you want from a SecureCode™ online store and proceed to the payment page.

    2. Enter the payment details requested including your UBI  Debit Card number.

    3. The online store connects with UBI USecure  site to check whether your card is secured with SecureCode™.

    4. A SecureCode™ pop-up window will appear on your computer screen showing the merchant name, amount, date, your UBI  Debit Card number and the UBI welcome message.

    5. You then check that the details mentioned on the page are correct, and enter your password. UBI will then confirm your identity to the merchant.

    6. Your payment will be authorized, the transaction will be completed as usual and your order will be placed.

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    How does SecureCode™ protect me?

    Since your UBI  Debit Card is protected by your personal password, only you can use your UBI  Debit Card to make purchases online.

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    How do I register my UBI  Debit Card for the facility?

    You need to register for the service through the UBI  website website http://www.unionbankofindia.co.in or you can do so while shopping. To register for this facility, you need to use your UBI  Debit Card expiry date and PIN.

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    Can I register with my existing UBI  Debit Card?

    Yes, you can register with MasterCard® SecureCode™ using your existing UBI  Debit Card. You don't need to apply for a new card.

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    What do I do when I’m issued a new card?

    If your new UBI  Debit Card is a renewal card (same number as the old one) you don’t have to do anything to stay registered.

    If, however, your UBI  Debit Card number changes, you will need to re-register in the program with your new card number & details.

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    Can I register with more than one UBI  Debit Card?

    Yes, you can register with any of your UBI  Debit Card.

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    Can I register my non-MasterCard payment cards with SecureCode™?

    Currently, SecureCode™ is only offered to protect MasterCard® debit cards. For other cards, please check with the relevant service provider.

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    Do I need any special equipment or software?

    All you need is an Internet connection and Internet Explorer 5.0 and above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.

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    After I register, how long does it take for SecureCode™ to start working?

    The added protection of SecureCode™ is available as soon as your registration is confirmed successful by UBI .

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    What are the Terms and Conditions for using this service?

    The Terms and Conditions are provided for you to read and accept before you begin to register your UBI Debit Card.

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    What if I need help to register my UBI  MasterCard® Debit Card?

    If you need help registering your UBI  Debit Card, you can contact the UBI  Customer Service at   022-40426008 / 180022322 (toll free) or 1800 2222 44   or email us at cardscare@ubi.com.


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    Where can I shop with SecureCode™?

    Look for the SecureCode™ mark on participating online stores or check the list of current participants on your local MasterCard website.

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    How will the online store know that I have signed up with SecureCode™?

    Participating online stores will automatically recognize your UBI  Debit Card number if it is registered.

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    What should I do if I am shopping online and I don’t get asked for my SecureCode™ password?

    You can simply enter your payment details as normal and complete your transaction. It may mean that the merchant is not yet enrolled in the SecureCode™ service. It is recommended that you transact online with trusted retailers only.

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    What if I forget my password?

    If you forget your password, you may reset your password (create a new password) after entering your debit card number, and answering the security question that was set by you during registration on the Union Bank of India  website.

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    What do I do if I think someone has my password?

    Contact UBI  customer service by phone or by email or you may visit the UBI  website to change your password immediately.

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    Can I get the benefit of SecureCode™ security at online stores that are not participating in the service?

    No. However a number of online stores have the service available to them. In the meantime, if an online store you trust is not yet participating, follow safe shopping tips to complete your purchases online.

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    What happens if I shop at a SecureCode™ merchant website while I’m not registered for this feature?

    You will be prompted for online registration for SecureCode™ during shopping.

    If you hold a UBI  Debit Card, you would need to authenticate yourself with Card Expiry date, ATM PIN, and then create your personal 3D Secure  password. Thereafter, you can continue shopping on the merchant website. If you decide not to register immediately and cancel the registration then you will be not allowed to proceed with online transaction on your UBI Debit Card.

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